Terms and Conditions
Effective date: November 9, 2026
Welcome to the website of First Financial Life Group. By accessing or using this website, submitting a contact request, or agreeing to receive text messages from us, you agree to be bound by these Terms and Conditions.
SMS Messaging Program Terms
Program Name: First Financial Life Group Text Messaging Program
Program Description: By checking the opt-in box on our contact form, you agree to receive text messages (SMS and MMS) from First Financial Life Group regarding life insurance information, quotes, appointment scheduling, reminders, and follow-ups.
Message Frequency: Message frequency varies based on your interactions and scheduling requirements.
Cost & Carrier Charges: Message and data rates may apply to any text message sent or received. Please check with your mobile carrier for details on your plan.
Opt-Out Instructions: You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. You will receive one final message confirming your opt-out.
Customer Support: Reply HELP to any message for help, or contact us directly at (813) 798-3354 or via email at contact@firstfinanciallifegroup.com.
Carrier Liability Disclaimer: Wireless carriers are not liable for delayed or undelivered messages.
Supported Carriers: Supported on major US mobile carriers.
Consent Requirements: Consent to receive text messages is not a condition of any purchase or obligation to buy insurance products.
Privacy Policy Link: For details on how mobile data is protected, please review our Privacy Policy.
Website Use & Content
The content on this website is provided for general informational purposes only. First Financial Life Group is a life insurance brokerage operating in Florida. Content on this site does not constitute formal financial, tax, or legal advice, nor does it constitute a binding offer of insurance.
No Insurance Advice or Guarantee of Coverage
All insurance policies, coverage options, rates, and availability are subject to underwriting approval and carrier regulations. Submission of a contact form or information request does not guarantee coverage, bind an insurance policy, or initiate coverage. Coverage is only effective upon formal application, carrier approval, and payment confirmation.
Accuracy of Information
While we strive to keep the information on this website accurate and up to date, First Financial Life Group makes no warranties or representations as to the completeness, accuracy, or timeliness of any information provided.
Limitation of Liability
To the fullest extent permitted by applicable law, First Financial Life Group and its officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, use of, or inability to use this website.
Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any legal action or proceeding related to this website shall be brought exclusively in state or federal courts located in Florida.
Contact Information
For questions regarding these Terms and Conditions, please contact us: